Italian net-salary calculator
Estimate net take-home pay from a monthly gross: INPS contributions and progressive IRPEF are deducted, net of the employment tax credit (detrazione) and the cuneo fiscale relief. The result is an estimate based on the rates in force for 2026.
- Net, INPS contributions and IRPEF — line by line
- No registration and no hidden costs
- In Italian and English
Quick calculation
Enter the gross monthly salary — the calculator instantly shows the take-home net, the INPS contributions you bear, and the progressive IRPEF, plus the total cost to the employer. The result is an estimate, not the actual payroll calculation.
Gross pay before contributions and tax
Assumption: private-sector employee — your situation may differ.
Net take-home
Net take-home: 1.560,22 EUR- Net take-home1.560,2287%
- INPS contributions (employee)165,429%
- IRPEF (monthly equivalent)152,828%
- Gross monthly salary
- 1.800,00 €
- Total employer cost
- 2.228,58 €
Employment tax credit applied (Art. 13 TUIR): 2.677,55 € per year.
Notes on the calculation (2)
Integrative sum applied (cuneo fiscale, para. 4): 941,52 € per year, tax-free.
Regional and municipal surtaxes are not included in the net shown (they depend on region and municipality): computed separately.
If you are an employee in Italy, the employer withholds INPS contributions and IRPEF straight from the gross salary, before the money reaches your account. Your payslip shows only the net at the end — the contributions and the tax have already been paid on your behalf to INPS and the tax authority.
That is why the gross figure in the contract says little about what actually remains. This gross-to-net calculator makes the arithmetic visible: it breaks the path from gross to net down line by line, and it also shows what the same salary costs the employer in total.
The figures are based on the rates in force for 2026 and show how an Italian payslip is built up. They remain an estimate — for official amounts, check with your employer or the Agenzia delle Entrate.
- 43%
- Top IRPEF rate
- 9,19%
- INPS contributions — your share
- 15%
- Flat-rate scheme — substitute tax
How it works
Three steps to a first, honest number — no registration.
- 1
Enter the gross
The monthly gross is enough for a first order of magnitude — nothing else is required.
- 2
See the breakdown
INPS contributions and progressive IRPEF with the employment tax credit — line by line instead of a single number.
- 3
Net and total cost
Take-home net and the total employer cost, side by side, instantly.
How the monthly deduction works
INPS contributions come off the gross first, and only then is IRPEF applied to what remains. IRPEF is not a single rate but a bracketed tax, with credits that reduce the amount due:
- INPS contributions (IVS) — the employee’s share for disability, old age and survivors — around 9,19% of the gross; above the first band a +1% surcharge applies.
- Bracketed IRPEF — applied only to income after contributions, rising in brackets from 23% to 43%; only the part inside each bracket carries its rate, never the whole income.
- Employment tax credit — the Art. 13 TUIR credit lowers the gross tax; it is not a flat amount but a banded formula that tapers as income rises.
- Cuneo fiscale 2026 — relief in two forms, mutually exclusive by income band: a tax-free sum for lower incomes, or a further tax credit for the next band — never both at once.
IRPEF is charged on the income left after contributions, in brackets: 23%, the middle band, and 43% on the top slice. Not every euro is taxed the same — a higher gross only lifts the marginal euro into the next bracket, never the whole salary.
The employment tax credit and, for those who qualify, the 2026 cuneo fiscale then reduce the tax actually due. The regional and municipal surtaxes, by contrast, depend on your region and municipality and are computed separately: the calculator flags them without folding them into the net shown.
The rates here are the ones in force for 2026. The result is still an estimate, because it cannot account for your personal circumstances.
What the gross really costs the employer
The gross salary is not the end of the sum — it is the base the employer pays on top of once more. On top of your gross, the employer carries its own INPS contribution, noticeably higher than yours.
The employer’s contribution share is around 23,81% of the gross. The calculator shows this employer cost as its own line, not as part of your net — so you see the gap between what your position costs and what lands in your account.
The employer share is a value still to be confirmed at review; it shows the structure of the labour cost, not an official amount.
Explore the tools
One page per topic — IRPEF, INPS contributions, the flat-rate scheme, the thirteenth salary.
Flat-rate scheme
The flat substitute tax at 15% (5% for new activities) on revenue × coefficient.
IRPEF rates
The three progressive brackets, from 23% to 43%, with the employment tax credit.
INPS contributions
The employee IVS share and the employer share, with the surcharge above the first band.
Thirteenth salary
How the extra month is taxed in full, without the monthly employment tax credits.
Minimum wage
Italy has no statutory minimum wage — floors are set by collective agreements (CCNL).
Frequently asked questions
Answers about IRPEF, INPS contributions, the flat-rate scheme and the thirteenth.
The thirteenth, the flat-rate scheme, and the right comparison
Most employees in Italy receive a thirteenth salary, and under many contracts a fourteenth too. The thirteenth is near-universal; the fourteenth depends on the applicable collective agreement (CCNL) and is not owed to everyone automatically. The thirteenth is taxed in full, without the monthly employment tax credits, so its net follows a different logic than an ordinary month — it has its own page.
For the self-employed the comparison changes again: the flat-rate scheme replaces IRPEF, surtaxes and credits with a single flat substitute tax (15%, 5% for new activities) on a lump-sum base, revenue × coefficient. It is a path of its own, not comparable line by line with employment.
And the real comparison only holds when you set net against net — not gross against gross, and certainly not an Italian gross against a net from abroad. The figure in the contract says little until you can see what remains after contributions and tax. That first, honest number is exactly what the calculator gives you.
Frequently asked questions
The content of these answers is still being expanded.
Ready?
Work out your net in a few seconds
Enter the gross salary and see the take-home net, the INPS contributions and the IRPEF — no registration.